January 2016

21
Jan

Practical Tips for Creating a Household Budget

Do you want to make the most out of your income while you pay off your debts and save some for your retirement? If so, start creating a budget. As loathsome as it may sound, creating a budget is a necessity. If you want to be financially safe and sound, start taking control of your finances by creating a budget

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21
Jan

WA Healthplanfinder & Individual Open Enrollment: November 1, 2015 – January 31, 2016

If you are currently not enrolled, or if you wish to make changes to your insurance, now is the time. Contact us today, and let us help. Avoid the “pay-or-play” penalty (a provision of the Affordable Care Act). In 2016, the penalty will be 2.5% of your income, or $695 — whichever is greater. The 2016 Open Enrollment Period for

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21
Jan

Medicare Open Enrollment Oct. 15 – Dec. 7, 2015

Are you medicare eligible? If so, now is the time to make decisions and changes. Contact us today, and we can help. The 2016 Open Enrollment Period for Medicare begins October 15, 2015, and ends December 7, 2015. Fortiphi can provide you a quote for Medicare Supplement Plans, Med Advantage Plans and Part D Prescription Drugs Plans, and our Medicare

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21
Jan

Why Should You Invest in Your Employee 401K Plan?

When investing in your employee 401K plan, you are putting money away into savings each month without having to think about it. Because the deduction is automatic, saving becomes a part of life. You do not need to plan on it or crunch numbers. You will become accustomed to the 401K contribution, making saving easy and painless. Another benefit of

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21
Jan

What impact does my credit score have on my loan?

People are becoming increasingly dependent on credit cards when making purchases and paying for services. Good credit has also been indispensable when applying for a housing loan. Mortgage lenders look into your credit score to make sure that you won’t miss on your mortgage payments. In case you have bad credit, the lender might give you a higher cost of

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21
Jan

New Health Insurance Law FAQ

On March 23, 2010 President Barack Obama signed the Patient Protection & Affordable Care Act (H.R. 3590) into law. Additional changes occurred with the adoption of the reconciliation bill, H.R. 4872 on March 25, 2010. Following are some frequently asked questions about how these new laws will affect both the consumer and the insurance advisor. Download PDF